A secured homeowner loan allows you to borrow a lump sum of money against your property. This type of loan you can use for debt consolidation, home improvements, weddings, buying a car and much more...
Making you feel at ease with your choices throughout the journey. By searching through a leading panel of over 900 loans, our brokers are able to find the best loan available to suit your needs.
Don’t worry if you have don’t have a perfect credit history they are there to help, even if you have CCJ’s or defaults.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.
Based on the answers on our form, we connect you to the most experienced advisors and lenders that are able to find a loan to meet your requirements.
The advice and options that you will receive regarding your homeowner loan will be from an FCA regulated company meaning there are stricts codes of practice they must adhere to, protecting you the consumer.
By going direct to a lender, you are limiting your options and rates you pay on your homeowner loan. The brokers we connect you with have access to the whole of market and won't limit your options.
Use our online form, answer a few simple qestions and we can match you with an FCA regulated homeowner loan broker that can help find you cfind the right homeowner loans and rates available to you.
Once you submit your details, your matched provider will give you a quick call to take some additional detais and run through all your options.
If you are happy with the loan terms with the lender, with your authority they will carry out the final checks and process your loan.
In just a few simple steps you can secure your homeowner loan funds.
Use our online form, answer a few simple qestions and we can match you with an FCA regulated homeowner loan broker that can help find you compare the right loans available to you.
Once you submit your details, your matched broker will give you a quick call to take some additional detais and run through all your options.
If you are happy with the loan terms, with your authority they will carry out the final checks and process your loan.
Finding and securing the right loan has been streamlined into four simple
steps, making it simple and
effective.
Take your time and complete your details to tell us about your requirements and desired loan amount.
Based on your answers, we match you with an FCA regulated homeowner loan broker that will compare over 900 loans and rates for your needs.
Your homeowner loan advisor will present to you all the options available, ready for you to proceed in your own time.
Once you are happy with your selected homeowner loan, the advisor will go through the necessary checks and provide your funds.
A homeowner loan serves as a flexible financial resource suitable for navigating various transitional circumstances.
Getting out if debt can seem like an impossible task. Consolidating them into a homeowner loan helps you cut out th interest and charges and have one single loan to pay off.
Transforming your home can be expensive. With a Homeowner loan yu can get quick access to make thos eall important home improvments and add value to your home.
Weddings costs are going up and up and finding tens of thousands of pounds for your dream wedding is not an easy task. Homeowner loans enable you to have the wedding you've always dreamed of.
You've always wanted that dream car, but something always comes up and you are unable to afford it. Or simply you need a new family car to get from A to B. Homeowner loans give you a great solution.
We are proud to connect you with the most experienced advisors and brokers for homeowner loans:
Great company, had some lovely people guide me through my choices / options and then another who made the whole process from start to finish easy and stress free.
I can't thank them enough so friendly throughout.
My friendly advisor and case manager have worked tirelessly with me on every step of the process.
Comprehensive service, capable team, well-executed, and on time.
Get answers to some of the questions your may have around homeowner loans
Yes, you can still apply if you have poor credit. We work with a range of lenders and partners that are able to assist customers with many different circumstances or that may have had issues with credit in the past. Apply today and see how we can help.
The amount you can borrow depends on a number of different circumstances including the amount of equity in your home and your credit history. Generally, lenders will cap lending at 100% of your property value (including your existing mortgage).
Yes, you can repay your loan early. There may be an early repayment charge that you need to pay so you should contact your lender when you are ready to repay the loan to understand what needs to be paid at that time.
A fixed rate means that the interest rate on your loan will not change for a set period of time, usually up to 5 years. Most rates will change to a variable rate after the fixed rate ends so it is important to understand what the future payments may be.
Secured loans will generally complete much quicker than a mortgage and in many cases, you can get your money within 10 days. This is dependant on a number of factors, of which your advisor will discuss with you as part of the process.
APRC stands for annual percentage rate of charge. This shows you the annual cost of your loan or mortgage over its lifetime. It brings together all costs, including fees, and you should therefore use this figure when comparing multiple loans.
The APRC of a loan can be different to the interest rate, for example if you borrow £25,000 at 8% interest rate fixed for a term of 5 years, with a broker fee of £2,500 and a lender fee of £595, the APRC would be 9.41%.